音楽で楽しくアンチエイジング!ほうれい線を改善しよう

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実年齢を上回って見えるほうれい線

「ほうれい線のおかげで、
実年齢よりも

老け顔に見られてしまう…。」

皆さんは、
どんなアンチエイジング法
行っていますか?

・ 保湿ケア
・ マッサージ
・ エクササイズ
・ 生活習慣の改善

確かに

ほうれい線を消す
アンチエイジング法として

定番です。

この方法で、

ほうれい線の 改善

できた方も多いでしょう。

一方、

これらのアンチエイジング法は、

長続きしにくい」

という 難点もあります。

どの方法も行って みると

結構、

面倒だからです。

その結果、
途中で

投げ出してしまう方も…。

続けるには、

簡単手軽

アンチエイジング法で

あることが重要です!

そこで、
アンチエイジング法に

音楽 取り込みませんか?

今回は、
楽しくほうれい線も消せる

方法をご紹介します。

332bf348e473ea20b4d0720e94db6ec5_s

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音楽を取り入れたアンチエイジング法

簡単な方法ですから、

ほうれい線を消す
アンチエイジング法の1つに、
取り入れてみましょう。

口笛を吹いてほうれい線を消す

口笛を吹いて

ほうれい線を消す方法に

難しいやり方は ありません

単に、

ご自身の好きな歌

口笛で 吹くだけです。

実際にやってみて下さい。

大人になると、

口笛を吹くことが

減りませんか?

そのため、

始めは思っているよりも

上手く吹けません。

なぜなら、
年齢を重ねていくと

吸う筋肉

低下していくからです。

しかし、

少しずつ上手に

吹けるようになると、

筋肉もついてきます。

中には、

「口笛を吹くだけで、

ほうれい線の改善につながるの?」

という方もおられるでしょう。

ほうれい線ができる

主な原因は、

乾燥たるみ の2つになります。

原因の1つである「たるみ」は

顔の表情筋衰えて、

ほうれい線を作り出す

引き金になる場合も多いのです。

長い間、

同じ表情ばかりしていると、

筋肉は

形状記憶状態を起こします。

すると、

口輪筋は衰えていき、

表情筋も

衰えてしまうのです。

従って、

表情筋を鍛える

たるみによる

ほうれい線は改善できます。

それでは、

表情筋を鍛えるには、

どうすれば良いのでしょう?

それは、

口元の様々な表情を作り出す

口輪筋」という

筋肉を鍛えることです。

口輪筋は、

顔全体 の筋肉である

表情筋とつながっています。

ですから、

口輪筋を鍛えると

表情筋

鍛えられるのです

まずは、

口輪筋を鍛えるために、

口笛を吹いてみましょう。

口笛を吹く時に、

口をギュッ すぼめることで

口輪筋が鍛えられます。

口のすぼめ方が甘いと

綺麗な出せないので、

練習時の

バロメーターにもなるのです。

7e1a7d4a0a54c80d0497931e33a1eb7e_s

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歌を歌って表情筋トレーニング

次は、
もう1つの

アンチエイジング法です。

こちらは、

さらに簡単で楽しくできます。

なんと、
好きな歌を歌うだけで

表情筋が鍛えられるのです。

音楽教室などで

行っているところもあります。

好きな歌を歌って

ほうれい線の改善もできる、

楽しいアンチエイジング法です。

いかがでしたか?

音楽を取り入れた

アンチエイジング法で、

ほうれい線を改善しましょう。

楽しいと、

長続きするだけでなく

ストレスにも

効果的なのです。

できるだけ、

リラックス効果がある

音楽を聴きながら、

アンチエイジングに取り組みましょう。

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  202. The truth is, bad credit mortgages are harder to arrange and as a result eligible customers are often treated badly, messed around by brokers or lenders who don’t understand the circumstances, or neglected and misinformed they can’t do what they want. Thankfully the specialists we work with offer an expert service for customers of all backgrounds. How do we know? Because we train them ourselves, and license them to handle your type of enquiry only if they know what they are doing and work with the lenders on a daily basis. As whole of market brokers, the adverse credit remortgage specialists also have links to lenders who consider bespoke deals for those who don’t fit even the most flexible of lender. So, if there is an adverse credit remortgage out there for you, they’ll find it. With any remortgage, bad credit can cause real problems. We are asked regularly, ‘can I remortgage with bad credit?’ Many borrowers want to know specifically which types of credit issue are acceptable, so below we have created a list and outline what is and isn’t possible when getting approved for a remortgage with bad credit: No credit history Low credit score Late payments Missed mortgage payments Defaults CCJ’s IVA’s Debt management Schemes Repossessions Bankruptcy Payday Loans And mortgage customers with multiple credit problems There are all sorts of different reasons customers look for a bad credit remortgage, including: Debt consolidation (bad credit mortgage refinance) Looking for a better rate Capital raising to purchase something (house/car/holiday etc) Let to buy remortgage with bad credit (remortgaging onto a buy to let and moving home) Marital split (remortgaging to buy out ex partner) Raising money for investment purposes (that not all lenders consider) If you’re looking for any of the above, or are simply just seeking some information, please get in touch and we’ll have one of the experts offer you the advice you need. How to remortgage with bad credit: Bad credit remortgages are a tricky thing to explain in one article and still make it relevant for everyone, because every situation is different. Lenders have certain criteria but then for certain customers, it may be possible to overturn a case that would usually be a decline, if it is a strong proposition for a lender regardless. Sometimes, customers with huge savings and great LTV’s can obtain bad credit home mortgage refinance deals regardless of their credit history. Below is a step-by-step guide of the best way to remortgage for bad credit customers, to help them prepare for applications and to assist them in gathering the right info for us upfront, so we can be best placed to offer the right advice. Don’t go to your bank! This is a very important step. I know it sounds so biased coming from a mortgage broker website but it’s true. We are NOT anti-banks, we all need them. We are pro helping you get what’s best. Your bank is only ever in it to make a profit for themselves. There’s good money in mortgages and as the market is so competitive, these single bank advisers are taught to gain commitment from enquiries as soon as possible. This minimises the risk of you strolling into the bank next door and finding a better rate, or worse, going online. As such, they are actively encouraged and often targeted to credit score any customer willing to sit in their office – great if you don’t want to shop around and have clean credit – not great if you’re looking for poor credit remortgages or want the best deals you can get. Credit scoring with a lender that won’t lend to you is an unnecessary and damaging process, that can often leave you in a worse position because a further credit score has been added to your file. Get your credit report Before you do anything (even before you don’t go to your bank), you need to find out what you’re working with. To remortgage with bad credit history it is vital to understand which issues will effect you, and how to overcome them by finding a lender or repairing your credit file. Remember: It’s what’s on your file that’s important, so any late payments or other issues that haven’t been registered with a credit reference agency won’t usually matter. The only exceptions to this are when you are applying for a mortgage with your bank, where you may have exceeded on overdrafts or credit cards or had issues with other arrangements like direct debits bouncing etc, and your bank keeps a record of them on your account. These can be things they take into account with their mortgage credit scoring system, but aren’t usually required to report to credit reference agencies so only your bank would know about them. In these instances where your bank may give you a low or medium score because of issues on your account, other lenders outside of that banking group may give you a higher score – Something to keep in mind if you’re struggling to work out why you’ve been declined. Also, it’s often the case where we help customers who have never checked their file and fear the worst, often having buried their heads in the sand, to then go on to find out things aren’t as bad as they thought. Actually, its surprising for a lot of people what is available in terms of bad credit remortgages in the UK, and that there are lenders out there with flexible criteria that still have competitive rates. NOTE: We advise you sign up for all three of Experian, Check My File, and UK Credit Ratings. Each lender uses a different one and often times they show different information. It’ll take an extra 5 minutes but if you’ve had problems and have been declined with a lender before, then it’s very much worth it. You will NOT be penalised or scored any differently for searching your own credit file with these agencies – credit score is only affected by applications for credit. AND – ITS FREE! Sign up for the free trials below and order your reports now. Sign up for your free trials here… Get your credit rating Find a broker… Establish your Loan to value (LTV) Work out the property value and the amount of deposit/equity you’ll have after the new mortgage, to define the LTV. This figure is important because lenders base their criteria around the different LTVs, where those with higher LTVs must have better credit ratings than those with lower LTVs. Customers at 90 usually require good credit scores and clean (or very light) adverse credit, customers at 85 can qualify with lenders with mild adverse credit or severe but historical issues, and customers at 75 or less can often get mortgages with heavy adverse credit issues (depending on how recent they were). Establish affordability The broker must also check the loan you want is within the lenders limits. This is true of any mortgage, not just remortgages for bad credit. They tend to work out based on a multiple of your annual income – a rough guide is 4x. So for a borrower on £50k the max might be £200k, however, certain lenders can offer up to 5x and in special circumstances go above and beyond this. The figures used by lenders changes when it comes to deciding what is and isn’t classed as income – usually the basic salary (or net profit for sole traders/partnerships, or directors salary + dividends if ltd company), is used for the full value. Other income such as overtime, bonuses, other employed income, and state benefits, may either be taken 100, or as a lesser percentage, or not counted at all. Map your credit file to the most appropriate lender The broker will then research all the best remortgage deals for bad credit based on your loan amount and LTV, and work from the top down the list to the first lender that will be most likely to accept your application. Obviously if you have more severe credit history issues then a high street lender with the best deals is unlikely to approve you, so your rate and/or fees are likely to be higher. Don’t let that scare you however – you’d be surprised that the deals tend not to be astronomical and actually are still competitive. If there’s no one that will consider your application due to your credit history at that particular LTV, then be prepared to find more equity/deposit to lower the LTV into a bracket that lenders will consider (this may only be a few depending on your current situation, as lenders at 85 are much more flexible than at 90). The alternative is being patient enough to wait for your credit report to recover over time, as the older the issues are, the less impact they have. Click for a detailed article on How to recover your credit report as quickly as possible. TOP TIP: One of the best things you can do to increase your credit score is to obtain an adverse specific credit card, and spend and repay in full on a monthly basis – this helps to prove you can borrow and live within your means at the same time, and you’ll notice your score improve over the coming weeks and months. There are 2 options here, the first is a standard credit card specifically for those with bad credit, the second is for those who are declined for standard cards and need a guaranteed-acceptance card (usually if you have had more severe and more recent adverse credit). We’d recommend trying for the Aqua card first, then go for the Mastercard if declined. the Card by Aqua here

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